Pheple Federal Credit Union
Major Rating Factors:
Fair current capitalization (4.6 on a scale of 0 to 10) based on a net capital to total assets of 7.0 and a net worth ratio of 8.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 7.4 percent of nonperforming loans to core capital combined with 6.6 percent from a year earlier contributes to the Good asset quality (6.2). Fair liquidity 3.1, driven by a liquidity ratio of 16.2 percent and a “hot money” ratio of 5.3 percent.
Asset Mix:
Consumer loans (55%), home mtgs (3%), securities (2%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
230 Theobold Avenue
Greensburg, PA 15601
Greensburg, PA 15601
Phone Number
(724) 834-5580
NCUA Charter Number
Website
Largest Competitors
Greensburg, PA
Greensburg, PA
Greensburg, PA
Greensburg, PA
Greensburg, PA