Louisiana Catholic Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.4 and a net worth ratio of 12.4. A current level of 0.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.9).
Other Rating Factors:
Good liquidity 5.3, driven by a liquidity ratio of 31.4 percent and a “hot money” ratio of 13.6 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Asset Mix:
Consumer loans (34%), home mtgs (6%), comm loans (3%), other (58%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
814 Jordan Street
Shreveport, LA 71101
Shreveport, LA 71101
Phone Number
(318) 212-0391
NCUA Charter Number
Largest Competitors
Shreveport, LA
Shreveport, LA
Shreveport, LA
Shreveport, LA
Shreveport, LA