Alexandria T&P Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.9 has resulted in Good (5.0) profitability.
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 35.1 percent and a “hot money” ratio of 0.0 percent. A current level of 7.1 percent of nonperforming loans to core capital contributes to the Good asset quality (6.1).
Asset Mix:
Consumer loans (56%), other (44%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3900 Terminal Road
Alexandria, LA 71302
Alexandria, LA 71302
Phone Number
(318) 442-9687
NCUA Charter Number
Largest Competitors
Alexandria, LA
Alexandria, LA
Alexandria, LA
Alexandria, LA
Alexandria, LA