Alexandria T&P Federal Credit Union
Major Rating Factors:
A current level of 13.9 percent of nonperforming loans to core capital combined with 13.9 percent from a year earlier contributes to the Fair asset quality (4.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 24.3 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Excellent (7.9) profitability.
Asset Mix:
Consumer loans (55%), other (45%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3900 Terminal Road
Alexandria, LA 71302
Alexandria, LA 71302
Phone Number
(318) 442-9687
NCUA Charter Number
Largest Competitors
Alexandria, LA
Alexandria, LA
Alexandria, LA
Alexandria, LA
Alexandria, LA