C
Tuscaloosa VA Federal Credit Union
Rating Date
July 2025
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Major Rating Factors: Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.3 has resulted in Fair (4.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.9 on a scale of 0 to 10).
Other Rating Factors: Excellent current capitalization (8.6 on a scale of 0 to 10) based on a net capital to total assets of 10.5 and a net worth ratio of 0.0. A current level of 3.9 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (7.6).
Asset Mix: Consumer loans (27%), home mtgs (11%), other (61%)
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
3701 Loop Road East
Tuscaloosa, AL 35404
Phone Number
(205) 556-7819
NCUA Charter Number
Largest Competitors
C
Tuscaloosa, AL
C
E
Tuscaloosa, AL
B
Tuscaloosa, AL