Truliant Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10). Good current capitalization (5.6 on a scale of 0 to 10) based on a net capital to total assets of 8.0 and a net worth ratio of 0.0.
Other Rating Factors:
A current level of 8.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.1). Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.0 has resulted in Good (6.7) profitability.
Asset Mix:
Consumer loans (32%), home mtgs (17%), other (51%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3200 Truliant Way
Winston-Salem, NC 27103
Winston-Salem, NC 27103
Phone Number
(336) 659-1955
NCUA Charter Number
Website
Largest Competitors
Winston-Salem, NC
Winston-Salem, NC
Winston-Salem, NC
Winston-Salem, NC
Winston-Salem, NC