AFL-CIO Employees Federal Credit Union
Major Rating Factors:
A current level of 23.7 percent of nonperforming loans to core capital combined with 5.9 percent from a year earlier contributes to the Fair asset quality (3.7). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.0 has resulted in Very Weak (0.9) profitability.
Other Rating Factors:
Excellent current capitalization (9.6 on a scale of 0 to 10) based on a net capital to total assets of 11.3 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Asset Mix:
Home mtgs (41%), consumer loans (27%), other (32%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
555 New Jersey Avenue, NW
Washington, DC 20001
Washington, DC 20001
Phone Number
(301) 683-2800
NCUA Charter Number
Website
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC