Air Force Federal Credit Union
Major Rating Factors:
A current level of 28.2 percent of nonperforming loans to core capital combined with 9.0 percent from a year earlier contributes to the Weak asset quality (1.9). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.4 has resulted in Weak (2.5) profitability.
Other Rating Factors:
Weak liquidity 1.2, driven by a liquidity ratio of 4.9 percent and a “hot money” ratio of 27.2 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Asset Mix:
Consumer loans (58%), home mtgs (8%), other (34%)
Corporate Info
1560 Cable Ranch Road
San Antonio, TX 78245
San Antonio, TX 78245
(210) 673-5610
Largest Competitors
San Antonio, TX
San Antonio, TX
San Antonio, TX
San Antonio, TX
San Antonio, TX