American United Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (9.5 on a scale of 0 to 10) based on a net capital to total assets of 11.2 and a net worth ratio of 0.0. A current level of 10.7 percent of nonperforming loans to core capital combined with 10.7 percent from a year earlier contributes to the Good asset quality (6.7).
Asset Mix:
Consumer loans (35%), home mtgs (12%), securities (7%), other (46%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2687 West 7800 South
West Jordan, UT 84088
West Jordan, UT 84088
Phone Number
(801) 359-9600
NCUA Charter Number
Website
Largest Competitors
Riverdale, UT
Sandy, UT
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West Jordan, UT