American United Federal Credit Union
Major Rating Factors:
Excellent current capitalization (9.2 on a scale of 0 to 10) based on a net capital to total assets of 11.0 and a net worth ratio of 11.0. A current level of 7.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.2 has resulted in Fair (3.7) profitability.
Asset Mix:
Consumer loans (28%), comm loans (25%), home mtgs (10%), securities (6%), other (30%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2687 West 7800 South
West Jordan, UT 84088
West Jordan, UT 84088
Phone Number
(801) 359-9600
NCUA Charter Number
Website
Largest Competitors
Ogden, UT
Sandy, UT
Washington Terrace, UT
Provo, UT
West Jordan, UT