New Castle Bellco Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Good (5.9) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.3 and a net worth ratio of 12.1. A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.8).
Asset Mix:
Consumer loans (45%), home mtgs (3%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1011 Wilmington Avenue
New Castle, PA 16101
New Castle, PA 16101
Phone Number
(724) 654-8485
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
New Castle, PA
New Castle, PA
New Castle, PA
New Castle, PA