Pinal County Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.1 has resulted in Weak (1.4) profitability. Weak current capitalization (1.9 on a scale of 0 to 10) based on a net capital to total assets of 4.8 and a net worth ratio of 0.0.
Other Rating Factors:
Weak liquidity 2.9, driven by a liquidity ratio of 12.8 percent and a “hot money” ratio of 4.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.1 on a scale of 0 to 10).
Asset Mix:
Consumer loans (45%), home mtgs (8%), other (47%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1000 East Florence Boulevard
Casa Grande, AZ 85122
Casa Grande, AZ 85122
Phone Number
(520) 381-3100
NCUA Charter Number
Website
Largest Competitors
Phoenix, AZ
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