Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.8 on a scale of 0 to 10).
Other Rating Factors:
A current level of 30.1 percent of nonperforming loans to core capital combined with 17.2 percent from a year earlier contributes to the Fair asset quality (3.5). Fair liquidity 4.4, driven by a liquidity ratio of 21.3 percent and a “hot money” ratio of 7.5 percent.
Asset Mix:
Consumer loans (27%), securities (20%), home mtgs (1%), other (53%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1120 West 17th Street
Tulsa, OK 74107
Tulsa, OK 74107
Phone Number
(918) 582-7573
NCUA Charter Number
Website
Largest Competitors
Tulsa, OK
Tulsa, OK
Tulsa, OK
Tulsa, OK
Tulsa, OK