Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (4.9) profitability. Fair current capitalization (4.1 on a scale of 0 to 10) based on a net capital to total assets of 6.4 and a net worth ratio of 9.9.
Other Rating Factors:
A current level of 4.7 percent of nonperforming loans to core capital combined with 3.1 percent from a year earlier contributes to the Excellent asset quality (7.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Asset Mix:
Consumer loans (49%), home mtgs (9%), securities (1%), other (42%)
Corporate Info
41 West Michigan Street
Orlando, FL 32806
Orlando, FL 32806
(407) 855-5452
Largest Competitors
Orlando, FL
Orlando, FL
Orlando, FL
Orlando, FL