Park Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.1 has resulted in Very Weak (0.8) profitability. A current level of 23.6 percent of nonperforming loans to core capital combined with 23.6 percent from a year earlier contributes to the Fair asset quality (3.7).
Other Rating Factors:
Weak liquidity 2.3, driven by a liquidity ratio of 6.6 percent and a “hot money” ratio of 16.1 percent. Fair current capitalization (3.7 on a scale of 0 to 10) based on a net capital to total assets of 6.0 and a net worth ratio of 0.0.
Asset Mix:
Home mtgs (35%), consumer loans (12%), other (53%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2515 Blankenbaker Parkway
Louisville, KY 40299
Louisville, KY 40299
Phone Number
(502) 968-3681
NCUA Charter Number
Website
Largest Competitors
Louisville, KY
Louisville, KY
Louisville, KY
Louisville, KY
Louisville, KY