Water and Power Community Credit Union
Major Rating Factors:
Weak current capitalization (2.5 on a scale of 0 to 10) based on a net capital to total assets of 5.1 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.0, driven by a liquidity ratio of 10.4 percent and a “hot money” ratio of 8.0 percent. Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.2 has resulted in Fair (3.8) profitability.
Asset Mix:
Home mtgs (32%), consumer loans (14%), other (54%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1053 West Sunset Boulevard
Los Angeles, CA 90012
Los Angeles, CA 90012
Phone Number
(213) 580-1600
NCUA Charter Number
Website
Largest Competitors
Los Angeles, CA
Los Angeles, CA
Los Angeles, CA
Los Angeles, CA
Los Angeles, CA