Water and Power Community Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.1 has resulted in Weak (1.4) profitability. Weak current capitalization (2.5 on a scale of 0 to 10) based on a net capital to total assets of 5.1 and a net worth ratio of 0.0.
Other Rating Factors:
Weak liquidity 2.9, driven by a liquidity ratio of 9.1 percent and a “hot money” ratio of 8.8 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10).
Asset Mix:
Home mtgs (29%), consumer loans (16%), other (55%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1053 West Sunset Boulevard
Los Angeles, CA 90012
Los Angeles, CA 90012
Phone Number
(213) 580-1600
NCUA Charter Number
Website
Largest Competitors
Los Angeles, CA
Los Angeles, CA
Los Angeles, CA
Los Angeles, CA
Los Angeles, CA