Major Rating Factors:
A current level of 9.6 percent of nonperforming loans to core capital contributes to the Good asset quality (6.2).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 26.6 and a net worth ratio of 26.6. Excellent liquidity 7.3, driven by a liquidity ratio of 87.4 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (34%), other (66%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
One Union Avenue
New Haven, CT 06519
New Haven, CT 06519
Phone Number
(203) 562-8318
NCUA Charter Number
Website
Largest Competitors
New Haven, CT
New Haven, CT
New Haven, CT
New Haven, CT
New Haven, CT