H A L E Federal Credit Union
Major Rating Factors:
A current level of 28.7 percent of nonperforming loans to core capital combined with 28.7 percent from a year earlier contributes to the Weak asset quality (1.8).
Other Rating Factors:
Good liquidity 5.3, driven by a liquidity ratio of 56.4 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10).
Asset Mix:
Consumer loans (62%), other (38%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
5745 Lee Road
Indianapolis, IN 46216
Indianapolis, IN 46216
Phone Number
(317) 630-1341
NCUA Charter Number
Largest Competitors
Indianapolis, IN
Indianapolis, IN
Indianapolis, IN
Indianapolis, IN
Indianapolis, IN