NuVision Federal Credit Union
Major Rating Factors:
A current level of 3.1 percent of nonperforming loans to core capital combined with 2.5 percent from a year earlier contributes to the Excellent asset quality (8.8). Excellent current capitalization (7.7 on a scale of 0 to 10) based on a net capital to total assets of 10.0 and a net worth ratio of 10.9.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10). Weak liquidity 2.6, driven by a liquidity ratio of 18.3 percent and a “hot money” ratio of 21.7 percent.
Asset Mix:
Consumer loans (28%), home mtgs (27%), other (45%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
7812 Edinger Avenue
Huntington Beach, CA 92647
Huntington Beach, CA 92647
Phone Number
(800) 444-6327
NCUA Charter Number
Website
Largest Competitors
Tustin, CA
Sacramento, CA
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San Diego, CA
Huntington Beach, CA