WBRT Federal Credit Union
Major Rating Factors:
A current level of 17.8 percent of nonperforming loans to core capital combined with 15.2 percent from a year earlier contributes to the Fair asset quality (3.4). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.4, driven by a liquidity ratio of 28.1 percent and a “hot money” ratio of 0.0 percent. Operating profits as a percentage of assets at 5.8%, coupled with a return on assets of 5.8 has resulted in Good (6.9) profitability.
Asset Mix:
Consumer loans (74%), other (26%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
673 Rosedale Road
Port Allen, LA 70767
Port Allen, LA 70767
Phone Number
(225) 344-0318
NCUA Charter Number
Website
Largest Competitors
Bossier City, LA
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