167th TFR Federal Credit Union
Major Rating Factors:
A current level of 2.4 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Excellent asset quality (8.7). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.2 has resulted in Excellent (7.8) profitability.
Other Rating Factors:
Good current capitalization (6.8 on a scale of 0 to 10) based on a net capital to total assets of 9.2 and a net worth ratio of 0.0. Fair liquidity 4.5, driven by a liquidity ratio of 31.1 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Securities (68%), consumer loans (11%), home mtgs (5%), other (15%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1945 Edwin Miller Boulevard
Martinsburg, WV 25404
Martinsburg, WV 25404
Phone Number
(304) 267-2944
NCUA Charter Number
Website
Largest Competitors
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Martinsburg, WV