B
America's Christian Credit Union
Rating Date
May 2024
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Major Rating Factors: A current level of 3.5 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (9.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Other Rating Factors: Fair current capitalization (4.7 on a scale of 0 to 10) based on a net capital to total assets of 7.1 and a net worth ratio of 9.1. Fair liquidity 3.3, driven by a liquidity ratio of 17.8 percent and a “hot money” ratio of 25.0 percent.
Asset Mix: Consumer loans (12%), home mtgs (4%), other (84%)
Asset Quality
Non-Performing Loans to Capital
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Loan Loss Reserves to Loans
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Hot Money
Corporate Info
Address
2100 East Route 66
Glendora, CA 91740
Phone Number
(800) 343-6328
NCUA Charter Number
Weiss Ratings