Shrewsbury Federal Credit Union
Major Rating Factors:
A current level of 1.5 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0). Good current capitalization (5.8 on a scale of 0 to 10) based on a net capital to total assets of 8.2 and a net worth ratio of 8.5.
Other Rating Factors:
Good liquidity 5.3, driven by a liquidity ratio of 47.1 percent and a “hot money” ratio of 19.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Asset Mix:
Consumer loans (12%), home mtgs (12%), comm loans (4%), other (71%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
489 Boston Turnpike
Shrewsbury, MA 01545
Shrewsbury, MA 01545
Phone Number
(508) 845-6755
NCUA Charter Number
Website
Largest Competitors
Rockland, MA
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Shrewsbury, MA