FiCare Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 12.6 and a net worth ratio of 12.7. A current level of 6.3 percent of nonperforming loans to core capital contributes to the Good asset quality (6.4).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10). Fair liquidity 4.1, driven by a liquidity ratio of 23.2 percent and a “hot money” ratio of 9.3 percent.
Asset Mix:
Consumer loans (47%), home mtgs (9%), other (44%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
26644 Silver Maple Pkwy
Wesley Chapel, FL 33544
Wesley Chapel, FL 33544
Phone Number
(813) 600-5920
NCUA Charter Number
Website
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