Rockland Employees Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 15.8 and a net worth ratio of 15.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 15.3 percent of nonperforming loans to core capital contributes to the Good asset quality (6.1). Fair liquidity 3.0, driven by a liquidity ratio of 18.6 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (44%), home mtgs (23%), securities (5%), other (28%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
170 East Central Avenue
Spring Valley, NY 10977
Spring Valley, NY 10977
Phone Number
(845) 371-5804
NCUA Charter Number
Website
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