A
Community Powered Federal Credit Union
BearDE
Rating Date
May 2024
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Major Rating Factors: A current level of 2.5 percent of nonperforming loans to core capital combined with 2.5 percent from a year earlier contributes to the Excellent asset quality (9.7). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.6 has resulted in Excellent (9.1) profitability.
Other Rating Factors: Excellent current capitalization (8.5 on a scale of 0 to 10) based on a net capital to total assets of 10.5 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Asset Mix: Home mtgs (10%), consumer loans (7%), other (83%)
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Corporate Info
Address
1758 Pulaski Highway
Bear, DE 19701
Phone Number
(302) 392-2930
NCUA Charter Number