Trona Valley Community Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.2 and a net worth ratio of 13.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.2 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.4 has resulted in Excellent (8.3) profitability. A current level of 7.8 percent of nonperforming loans to core capital combined with 7.7 percent from a year earlier contributes to the Good asset quality (6.3).
Asset Mix:
Consumer loans (46%), home mtgs (18%), securities (2%), other (34%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
840 Hitching Post Drive
Green River, WY 82935
Green River, WY 82935
Phone Number
(307) 875-9800
NCUA Charter Number
Website
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