DC Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Good current capitalization (5.6 on a scale of 0 to 10) based on a net capital to total assets of 8.0 and a net worth ratio of 13.0.
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 0.8 has resulted in Good (6.2) profitability. A current level of 7.5 percent of nonperforming loans to core capital combined with 9.7 percent from a year earlier contributes to the Good asset quality (6.1).
Asset Mix:
Consumer loans (34%), home mtgs (20%), other (46%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2000 14th Street, NW
Washington, DC 20009
Washington, DC 20009
Phone Number
(877) 784-5551
NCUA Charter Number
Website
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC