Advantage Financial Federal Credit Union
Major Rating Factors:
Fair current capitalization (4.4 on a scale of 0 to 10) based on a net capital to total assets of 6.7 and a net worth ratio of 11.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 12.8 percent of nonperforming loans to core capital combined with 9.2 percent from a year earlier contributes to the Good asset quality (6.8). Fair liquidity 4.1, driven by a liquidity ratio of 15.4 percent and a “hot money” ratio of 5.0 percent.
Asset Mix:
Home mtgs (32%), consumer loans (16%), other (52%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
810 Vermont Avenue, NW
Washington, DC 20420
Washington, DC 20420
Phone Number
(800) 822-6875
NCUA Charter Number
Website
Largest Competitors
Washington, DC
Washington, DC
Washington, DC
Washington, DC
Washington, DC