Union Baptist Greenburgh Federal Credit Union
Major Rating Factors:
A current level of 12.6 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Good asset quality (6.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 26.6 and a net worth ratio of 26.6. Excellent liquidity 7.9, driven by a liquidity ratio of 97.1 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (29%), other (71%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
31 Manhattan Avenue
White Plains, NY 10607
White Plains, NY 10607
Phone Number
(914) 948-6917
NCUA Charter Number
Website
Largest Competitors
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