Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.2 and a net worth ratio of 13.2. A current level of 0.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10). Excellent liquidity 7.6, driven by a liquidity ratio of 41.0 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (14%), other (86%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
303 West Meeker
Puyallup, WA 98371
Puyallup, WA 98371
Phone Number
(253) 841-2668
NCUA Charter Number
Website
Largest Competitors
Tukwila, WA
Richland, WA
Liberty Lake, WA
Olympia, WA
Lacey, WA