C
Safe Federal Credit Union
SumterSC
Rating Date
May 2024
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Major Rating Factors: Fair current capitalization (4.9 on a scale of 0 to 10) based on a net capital to total assets of 7.3 and a net worth ratio of 9.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors: A current level of 5.6 percent of nonperforming loans to core capital combined with 5.5 percent from a year earlier contributes to the Good asset quality (6.4). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.2 has resulted in Good (6.2) profitability.
Asset Mix: Consumer loans (47%), home mtgs (22%), other (31%)
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
160 West Wesmark Boulevard
Sumter, SC 29150
Phone Number
(803) 469-8600
NCUA Charter Number
Largest Competitors
Weiss Ratings