Sandia Laboratory Federal Credit Union
Major Rating Factors:
Weak current capitalization (1.1 on a scale of 0 to 10) based on a net capital to total assets of 4.5 and a net worth ratio of 9.5.
Other Rating Factors:
Fair liquidity 3.8, driven by a liquidity ratio of 16.4 percent and a “hot money” ratio of 19.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Asset Mix:
Consumer loans (19%), home mtgs (16%), securities (1%), other (64%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3707 Juan Tabo Boulevard, NE
Albuquerque, NM 87111
Albuquerque, NM 87111
Phone Number
(505) 293-0500
NCUA Charter Number
Website
Largest Competitors
Albuquerque, NM
Albuquerque, NM
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Albuquerque, NM
Albuquerque, NM