Curtis Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 13.4 percent of nonperforming loans to core capital combined with 24.2 percent from a year earlier contributes to the Good asset quality (5.6). Excellent liquidity 7.9, driven by a liquidity ratio of 53.9 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (14%), other (86%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
44 Berkshire Road
Sandy Hook, CT 06482
Sandy Hook, CT 06482
Phone Number
(203) 426-5861
NCUA Charter Number
Largest Competitors
East Hartford, CT
Hartford, CT
Waterford, CT
Stratford, CT
North Haven, CT