SELCO Community Credit Union
Major Rating Factors:
A current level of 4.0 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Excellent asset quality (8.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.2 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.9 on a scale of 0 to 10) based on a net capital to total assets of 9.3 and a net worth ratio of 11.0. Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (3.8) profitability.
Asset Mix:
Consumer loans (34%), home mtgs (16%), other (51%)
Corporate Info
110 International Way
Springfield, OR 97477
Springfield, OR 97477
(541) 686-8000
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