Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.9 on a scale of 0 to 10).
Other Rating Factors:
Weak current capitalization (1.6 on a scale of 0 to 10) based on a net capital to total assets of 4.7 and a net worth ratio of 4.7. A current level of 17.3 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.4).
Asset Mix:
Consumer loans (5%), other (95%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
457 Grand Avenue
Brooklyn, NY 11238
Brooklyn, NY 11238
Phone Number
(718) 783-3630
NCUA Charter Number
Largest Competitors
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY