Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.8 on a scale of 0 to 10).
Other Rating Factors:
Weak current capitalization (2.6 on a scale of 0 to 10) based on a net capital to total assets of 5.1 and a net worth ratio of 5.1. A current level of 24.8 percent of nonperforming loans to core capital contributes to the Fair asset quality (3.7).
Asset Mix:
Consumer loans (6%), other (94%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
457 Grand Avenue
Brooklyn, NY 11238
Brooklyn, NY 11238
Phone Number
(718) 783-3630
NCUA Charter Number
Largest Competitors
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY
Brooklyn, NY