E
St. Vincent's Medical Center Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Loading...
Major Rating Factors: Very Weak current capitalization (0.0 on a scale of 0 to 10) based on a net capital to total assets of 2.1 and a net worth ratio of 0.0.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.4 on a scale of 0 to 10). A current level of 7.6 percent of nonperforming loans to core capital combined with 936.4 percent from a year earlier contributes to the Good asset quality (5.8).
Asset Mix: Consumer loans (12%), home mtgs (1%), other (87%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Liquidity
Liquidity Ratio
Hot Money
Corporate Info
Address
2800 Main Street
Bridgeport, CT 06606
Phone Number
(475) 210-5588
NCUA Charter Number