St. Vincent's Medical Center Federal Credit Union
Major Rating Factors:
Very Weak current capitalization (0.0 on a scale of 0 to 10) based on a net capital to total assets of 2.4 and a net worth ratio of 0.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.4 on a scale of 0 to 10). Good liquidity 5.8, driven by a liquidity ratio of 27.6 percent and a “hot money” ratio of 0.5 percent.
Asset Mix:
Consumer loans (12%), home mtgs (1%), other (87%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2800 Main Street
Bridgeport, CT 06606
Bridgeport, CT 06606
Phone Number
(475) 210-5588
NCUA Charter Number
Website
Largest Competitors
East Hartford, CT
Hartford, CT
Bridgeport, CT
Bridgeport, CT
Bridgeport, CT