ASA Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10). A current level of 19.2 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.4).
Other Rating Factors:
Good current capitalization (6.4 on a scale of 0 to 10) based on a net capital to total assets of 8.8 and a net worth ratio of 8.8. Excellent liquidity 7.2, driven by a liquidity ratio of 42.7 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (31%), other (69%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
One Regency Drive
Bloomfield, CT 06002
Bloomfield, CT 06002
Phone Number
(860) 243-9571
NCUA Charter Number
Website
Largest Competitors
Hartford, CT
East Hartford, CT
Waterford, CT
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Bloomfield, CT