ASA Federal Credit Union
Major Rating Factors:
A current level of 16.2 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.2 has resulted in Excellent (8.1) profitability. Excellent liquidity 7.2, driven by a liquidity ratio of 40.1 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (29%), comm loans (1%), other (70%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
One Regency Drive
Bloomfield, CT 06002
Bloomfield, CT 06002
Phone Number
(860) 243-9571
NCUA Charter Number
Website
Largest Competitors
East Hartford, CT
Hartford, CT
Waterford, CT
Stratford, CT
Bloomfield, CT