Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 2.8, driven by a liquidity ratio of 11.0 percent and a “hot money” ratio of 0.0 percent. A current level of 4.5 percent of nonperforming loans to core capital combined with 14.4 percent from a year earlier contributes to the Good asset quality (5.9).
Asset Mix:
Consumer loans (60%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
8034 Shreveport Highway
Pineville, LA 71360
Pineville, LA 71360
Phone Number
(318) 704-6545
NCUA Charter Number
Largest Competitors
Bossier City, LA
Baton Rouge, LA
Baton Rouge, LA
Pineville, LA
Pineville, LA