Morrow County Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 18.6 and a net worth ratio of 18.6. Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Excellent (8.3) profitability.
Other Rating Factors:
A current level of 10.3 percent of nonperforming loans to core capital contributes to the Good asset quality (6.0). Good liquidity 5.9, driven by a liquidity ratio of 41.4 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (43%), securities (11%), other (46%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
800 West Marion Road
Mount Gilead, OH 43338
Mount Gilead, OH 43338
Phone Number
(419) 946-5066
NCUA Charter Number
Website
Largest Competitors
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