BellCo Credit Union
Major Rating Factors:
A current level of 4.9 percent of nonperforming loans to core capital combined with 4.7 percent from a year earlier contributes to the Excellent asset quality (8.1). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.6 has resulted in Excellent (7.3) profitability.
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) based on a net capital to total assets of 8.8 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Consumer loans (22%), home mtgs (13%), other (65%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
7600 East Orchard Road
Greenwood Village, CO 80111
Greenwood Village, CO 80111
Phone Number
(303) 689-7800
NCUA Charter Number
Website
Largest Competitors
Colorado Springs, CO
Lone Tree, CO
Boulder, CO
Greenwood Village, CO