BellCo Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10). Excellent current capitalization (7.9 on a scale of 0 to 10) based on a net capital to total assets of 10.1 and a net worth ratio of 10.3.
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.7 has resulted in Good (6.2) profitability. A current level of 9.9 percent of nonperforming loans to core capital contributes to the Good asset quality (5.4).
Asset Mix:
Comm loans (27%), consumer loans (20%), home mtgs (14%), other (39%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
7600 East Orchard Road
Greenwood Village, CO 80111
Greenwood Village, CO 80111
Phone Number
(303) 689-7800
NCUA Charter Number
Website
Largest Competitors
Colorado Springs, CO
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Greenwood Village, CO