Acclaim Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.8 has resulted in Excellent (8.6) profitability. Excellent current capitalization (8.2 on a scale of 0 to 10) based on a net capital to total assets of 10.3 and a net worth ratio of 11.1.
Other Rating Factors:
A current level of 5.6 percent of nonperforming loans to core capital combined with 6.1 percent from a year earlier contributes to the Good asset quality (5.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Asset Mix:
Consumer loans (45%), home mtgs (15%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1823 Banking Street
Greensboro, NC 27408
Greensboro, NC 27408
Phone Number
(336) 332-5302
NCUA Charter Number
Website
Largest Competitors
Greensboro, NC
Greensboro, NC
Greensboro, NC
Greensboro, NC
Greensboro, NC