Taupa Lithuanian Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.4 has resulted in Weak (1.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a net capital to total assets of 10.8 and a net worth ratio of 10.8. A current level of 6.5 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Good asset quality (6.6).
Asset Mix:
Home mtgs (75%), consumer loans (4%), other (21%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
368 West Broadway
South Boston, MA 02127
South Boston, MA 02127
Phone Number
(617) 269-1450
NCUA Charter Number
Website
Largest Competitors
Marlborough, MA
Chelsea, MA
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South Boston, MA