United Arkansas Federal Credit Union
Major Rating Factors:
A current level of 30.3 percent of nonperforming loans to core capital combined with 17.2 percent from a year earlier contributes to the Weak asset quality (1.5).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.8 on a scale of 0 to 10). Fair liquidity 4.4, driven by a liquidity ratio of 27.1 percent and a “hot money” ratio of 3.8 percent.
Asset Mix:
Consumer loans (63%), other (37%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
8405 Interstate 30
Little Rock, AR 72209
Little Rock, AR 72209
Phone Number
(501) 565-8500
NCUA Charter Number
Website
Largest Competitors
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR