Blue Chip Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 11.9 and a net worth ratio of 12.1. A current level of 2.3 percent of nonperforming loans to core capital combined with 0.3 percent from a year earlier contributes to the Excellent asset quality (9.7).
Other Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Good (5.8) profitability. Good liquidity 5.7, driven by a liquidity ratio of 30.3 percent and a “hot money” ratio of 1.8 percent.
Asset Mix:
Consumer loans (36%), home mtgs (8%), other (56%)
Corporate Info
5050 Derry Street
Harrisburg, PA 17111
Harrisburg, PA 17111
(717) 564-3081
Largest Competitors
Philadelphia, PA
Harrisburg, PA
Harrisburg, PA
Harrisburg, PA
Harrisburg, PA