City & Police Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (1.9) profitability. Weak current capitalization (2.7 on a scale of 0 to 10) based on a net capital to total assets of 5.2 and a net worth ratio of 8.5.
Other Rating Factors:
Weak liquidity 2.7, driven by a liquidity ratio of 3.7 percent and a “hot money” ratio of 4.4 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.3 on a scale of 0 to 10).
Asset Mix:
Consumer loans (32%), home mtgs (13%), other (55%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4675 Sunbeam Road
Jacksonville, FL 32257
Jacksonville, FL 32257
Phone Number
(904) 854-9775
NCUA Charter Number
Website
Largest Competitors
Jacksonville, FL
Jacksonville, FL
Jacksonville, FL
Jacksonville, FL
Jacksonville, FL