Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 1.0, driven by a liquidity ratio of 10.2 percent and a “hot money” ratio of 47.0 percent. Fair current capitalization (4.4 on a scale of 0 to 10) based on a net capital to total assets of 6.8 and a net worth ratio of 0.0.
Asset Mix:
Consumer loans (28%), home mtgs (7%), securities (0%), other (64%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
One Corporate Drive
Wausau, WI 54401
Wausau, WI 54401
Phone Number
(800) 845-5025
NCUA Charter Number
Website
Largest Competitors
Cottage Grove, WI
Wausau, WI
Wausau, WI
Wausau, WI
Wausau, WI