B
One Credit Union of NY
Rating Date
May 2024
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Major Rating Factors: A current level of 1.5 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (9.7). Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.4 has resulted in Excellent (8.7) profitability.
Other Rating Factors: Good current capitalization (6.6 on a scale of 0 to 10) based on a net capital to total assets of 9.0 and a net worth ratio of 13.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix: Consumer loans (23%), home mtgs (5%), other (72%)
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
3517 Union Road
Cheektowaga, NY 14225
Phone Number
(716) 842-1320
NCUA Charter Number