Ohio Valley Community Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.1 has resulted in Excellent (9.7) profitability. Excellent current capitalization (9.1 on a scale of 0 to 10) based on a net capital to total assets of 10.9 and a net worth ratio of 0.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10). A current level of 14.7 percent of nonperforming loans to core capital contributes to the Good asset quality (6.0).
Asset Mix:
Consumer loans (38%), home mtgs (20%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
52775 Boston Hill Road
Clarington, OH 43915
Clarington, OH 43915
Phone Number
(740) 483-2279
NCUA Charter Number
Website
Largest Competitors
Beavercreek, OH
Cincinnati, OH
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