Clearview Federal Credit Union
Major Rating Factors:
A current level of 4.7 percent of nonperforming loans to core capital combined with 4.0 percent from a year earlier contributes to the Excellent asset quality (8.0). Operating profits as a percentage of assets at 2.6%, coupled with a return on assets of 2.1 has resulted in Excellent (7.2) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10). Good current capitalization (5.7 on a scale of 0 to 10) based on a net capital to total assets of 8.1 and a net worth ratio of 9.6.
Asset Mix:
Consumer loans (34%), home mtgs (17%), other (48%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
8805 University Boulevard
Moon Township, PA 15108
Moon Township, PA 15108
Phone Number
(412) 269-3080
NCUA Charter Number
Website
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