Tech Credit Union
Major Rating Factors:
Good current capitalization (6.4 on a scale of 0 to 10) based on a net capital to total assets of 8.8 and a net worth ratio of 0.0.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.5 on a scale of 0 to 10). A current level of 12.6 percent of nonperforming loans to core capital combined with 9.8 percent from a year earlier contributes to the Good asset quality (6.4).
Asset Mix:
Home mtgs (25%), consumer loans (23%), other (51%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
10110 Randolph Street
Crown Point, IN 46307
Crown Point, IN 46307
Phone Number
(219) 663-5120
NCUA Charter Number
Website
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