Major Rating Factors:
A current level of 13.7 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.9). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.2 has resulted in Fair (3.1) profitability.
Other Rating Factors:
Good current capitalization (6.8 on a scale of 0 to 10) based on a net capital to total assets of 9.3 and a net worth ratio of 9.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Asset Mix:
Comm loans (27%), home mtgs (26%), consumer loans (15%), other (32%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
330 Rush Alley
Columbus, OH 43215
Columbus, OH 43215
Phone Number
(614) 221-3233
NCUA Charter Number
Website
Largest Competitors
Columbus, OH
Columbus, OH
Columbus, OH
Columbus, OH
Columbus, OH